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Home Loans

Let us make your dream a reality.

Just imagine standing at the kerbside looking at your new dream home.

You’ve just put the sold sticker and making plans for your housewarming party. We can help make this happen!

Get conditional approval with Enhanced in just a few minutes!

  • Personal or business loan?

  • Old or New?

  • Just want to know how much you can borrow? No problem.

Why choose Enhanced?

We're independent: that means we're 100% committed to finding the best solution for you.

At Enhanced, we have access to a network of multiple lenders. Because of this, you can be confident and feel secure with the knowledge that you’re going to get the best deal possible. Our process makes it easy for you to secure a loan that suits your budget and needs.

We pride ourselves on our holistic approach in finding the right finance solutions for you.

We know that you can only get remarkable results when the time is taken to understand your specific circumstance. It's simply not possible to get you a great deal on a loan without adequately assessing your overall circumstances.

After we have successfully secured your finance it doesn't mean our services end there.

We regularly review your progress to make sure you're on the right track.


The Enhanced Process

Step 1: Understanding Understand your needs

Step 2: We work out how much you can borrow to make sure you're that not overcommitting

Step 3: Calculate the required deposit, loan, purchase and/or refinance costs

Step 4: Track down the best possible loan options through our extensive network of lenders to make sure you get the right deal

Step 5: Finalise the loan so you can purchase your home as quickly as possible

Step 6: Ongoing support to ensure your financial wellness


With over 30 years of combined experience in banking, finance, and property, we know how to simplify your finances, so you can be confident that you are on the best path to achieving your goal, and we'll see you through until you get there.

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Enhanced - Key Directors

Enhanced - Key Directors

After over 20 years of banking and finance experience, I’m happy to say that the reason I entered the industry hasn’t changed. Financial services give people the ability to achieve their dreams. Unfortunately, the downside of this is that without training or solid advice, many won’t. So why did I get into it all? To lessen the gap between those that have and those that want.

My speciality lies in solutions. This sounds a bit general, but what it comes down to in the world of finance is being able to get a clear picture of someone’s situation now, and then charting the best possible course to get them where they want to be. It isn’t just about numbers, either. That course has to be something that fits the individual because there are always emotional attachments to the decisions made.

Getting that fit right is where I get a high degree of job satisfaction. I call it ‘the comfort factor’. People need to be financially comfortable not only in the future when it’s time to retire, but now in the present with the decisions they make to get there. The key to achieving this is simple: honesty and empathy in the advice I give to guide them.

Outside of finance, I have a daughter & our second child on his way with my gorgeous wife, and we’re enjoying being a family.

Enhanced - Key Directors
Malcolm Williams

In over 30 years’ experience as a Chartered Accountant I have seen business from the top down to the bottom up and everything in between, and I’ve learnt that there are a minefield of problems that a person can experience both in their business, and personal life, in setting out to achieve their goals and to secure their financial wellness.

What I have also learnt is that no one person has the knowledge and experience to solve these all of these problems. The solution was to develop a team that has. That is what we have done and would suggest that you as a business owner do the same.

Employees are exactly in the same positions, financial stress being of a major concern. So how could we help and create a life changing outcome?

The answer alongside with our partners was to develop a financial wellness program. The program focuses on delivering financial education, money management and spending planning, finance, wealth management and personal wellness.

Outside of the business, I have a beautiful wife and daughter. I enjoy golf, fishing, and spending as much time with my two lovely ladies as possible.


We make securing your financial future easy and enjoyable!

  • Enhanced work tirelessly to ensure that the clients interest are always looked after and are always the first to put their hand up to help with any situation.

    Chris Borg

    Enhanced Client & Business Relationship since 2014

  • It is a great feeling to know that we are finally on our way to securing a better future for ourselves. We very much look forward to dealing with the team at Enhance Finance again in furthering our investment portfolio in the future. We cannot thank them enough.

    Darryl & Sharon Clark

    Enhanced Client since 2011

  • The team at Enhanced Finance took our ongoing questions in their stride, surprising us with their knowledge and expertise. With flawless precision they made us feel comfortable making large financial decisions and we’re thankful we’ve found a business we can trust with our future.

    Wayne Smith & Eden Summers

    Enhanced Clients since 2012

  • We have appreciated the professional, but very personal approach, which Enhanced have provided us. Mark listen to us, what we want for our financial future, and with their high standards and efficiency they have provided us with investment opportunities and a positive outlook for our long term future.
    We highly recommend their business.

    Rick & Wendy Martin

    Enhanced Clients since 2011

  • I cannot begin to thank the team at Enhanced Finance enough, as a self employed business owner the big banks wouldn't touch us. Enhanced managed to not only secure the loans for our investment property, but refinance our existing home loan to a lower interest and monthly repayment rate which help us off set the investment loan making the overall loan repayment after rental much more affordable.

    Tim & Sharron Stannage

    Enhanced Clients since 2016

Mortgage Calculator

Mortgage calculators are a great way of quickly estimating what your payment commitments may be. However, there are additional considerations that should be taken into account.

For example, you'll need to budget for home insurance and real estate taxes. If you're unable to afford a 20% down payment, then Lenders' Mortgage Insurance (LMI) will be needed, too. These additional costs could increase your monthly outlay by as much 25%, and sometimes more.

This is where we come in. We'll compare hundreds of institutions and products to find the one that best suits your individual circumstances, just as we do for each of our clients.

Improving your financial future begins with a conversation.


Instructions: Enter numbers and decimal points. No commas or other characters.

How much will you be borrowing?

What do you think would be your preferred term for this mortgage (in years)?

What will be the interest rate?

This is your principal + interest payment, or in other words, what you send to the bank each month.

Contact Enhanced Group