Wealth-Backup161205

Creating wealth is a goal almost everyone shares, but few know where to start, and fewer still achieve their financial dreams. The good news is that it doesn't have to be that way. We've helped thousands of clients achieve their goals, and the first step is always the same: a thorough understanding of their present position.

Our financial journey with you begins by evaluating your current debt, assets, income, and tax position, relative to where you want to be in retirement, and using that information to create a plan that ensures you get there. 

To use property as an example, a bank may tell you that you could borrow $800,000. This might be fine for some, but for others it could be better to limit the loan to $450,000. We'll help you see the bigger picture and factor in risks like potential loss of income, a downturn in the market, and more. It's not just about numbers, either. Financial decisions often come with emotional attachments, and this is something we help our clients understand.

Nobody wants to go backwards and lose money, but without a thorough understanding of finance this can often be the very thing that prevents them from achieving their goals. 

Giving you the knowledge needed to reach your specific objectives is a large part of our process. Whether it's saving for a car, house, or investment property, we'll provide you with the tools to get you where you want to go. Of equal importance is our ongoing support in the application of your plan to achieve your goals: our relationship continues well after your strategies are implemented.

We work with our clients consistently over the years as their wealth grows and as their circumstances change. Regular reviews on the progress of their goals allows us to ensure that they're on the path to achieving them, and we refer to this as our holistic approach to financial planning. It's something that separates us from the rest.